.panel-group {
  padding-top: 0;
}
.panel-default {
    border-radius: 0;
    border: none;
    margin-bottom: 0;
    padding-bottom: 14px;
    margin-bottom: 0;
    border-radius: 4px;
    background: white;
    padding: 20px;
    box-shadow: 0 8px 16px 0 rgb(0 0 0 / 20%);
}
.panel-default > .panel-heading {
  border: none;
  background: none;
  padding: 0;
}
.panel-default > .panel-heading + .panel-collapse .panel-body {
  border: none;
  padding: 0 0 0 0;
}
.panel-body p{
    margin-top: 20px;
    font-size: 18px;
    text-align: justify;
}
.panel-default h5 {
  font: 300 19px "Open Sans", Arial, sans-serif;
  padding: 0;
  margin: 0 0 5px;
}
.panel-group .panel+.panel {
  margin-top: 15px;
}
.accordion-toggle{
    text-decoration: none!important;
}
.panel-default .accordion-toggle:before {
    content: '\f068';
    font-family: FontAwesome;
    width: 21px;
    height: 21px;
    display: inline-block;
    border-radius: 50%;
    margin-right: 10px;
    position: relative;
    top: 4px;
}
.panel-default .collapsed:before {
    content: '\f067';
    font-family: FontAwesome;
}
.panel-default .panel-title:hover .collapsed:before {
    cursor: pointer;
}
.panel-default .accordion-toggle,
.panel-default .accordion-toggle:focus,
.panel-default .accordion-toggle:hover,
.panel-default .accordion-toggle:active {
    cursor: pointer;
}
.panel-default .collapsed {
    cursor: pointer;
    text-decoration: none;
}